Key People

David L. Phillips
Chairman and CEO

David L. Phillips holds a Bachelor of Science in Business with a certificate in Direct Marketing, Sales & Advertising. David also owns over 1500 websites under the Retirement Calculator, Inc. umbrella, including: Retirement 401k, Retirement IRA, Retirement 403b and Retirement Savings Plan. David estimates that well over 100,000 people are using his Retirement Calculators to date. Several of his business solutions are currently in development and will continue to enter the market.

Robert J. Phillips
Chief Retirement Consultant

Robert J. Phillips holds a Masters Degree in Chemical Engineering and is a Registered Professional Engineer. Robert had a distinguished 31-year career with General Motors Corporation from which he recently retired. Robert retired as director of the Corporation's Environmental Activities Staff where he was responsible for environmental and pollution control activities of GM's vast manufacturing operations globally.

Nicholas Chilenko
Director of Web Operations

Nicholas Chilenko comes from an extensive background in website design and Internet marketing, serving a variety of Fortune 500 and internationally-renowned clients including ABN AMRO, Ford Motors, Comerica Bank, AAA and MotorCity Casino. In addition to working with Retirement Calculator, Nicholas owns an online marketing firm and works as a Web manager for numerous corporations. Nicholas began his Web career at 11 years old and has since been recognized by several news organizations such as the Mitch Albom Show, Fox2 Detroit and Crain's Business.

Colleen Mulder-Seward
Editor-In-Chief

Colleen Mulder-Seward holds both a business degree from Michigan State University and a Master of Business Administration degree from Wayne State University. Since 2000, Colleen has served on the Board of Directors for the Southeastern Michigan Chapter of BetterInvesting. Colleen is a nationally known speaker and instructor on investment topics and writes a monthly column about investment clubs for BetterInvesting magazine. Colleen is co-owner of Bluestone Consulting Group, LLC - a computer consulting business - with her husband. Colleen is also the owner of Four Cubed Enterprises, LLC, whose web domains include - AlohaFreebies.com, ColleenMulder-Seward.com and FourCubedEnterprises.com.